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Document Checklist and Instructions

TO ENSURE AN EASY TRANSACTION, PLEASE SEND US THE FOLLOWING ITEMS AND YOU CAN CLICK ON "APPLY NOW" AND COMPLETE THE APPLICATION ON OUR "SECURED SITE" OR YOU CAN CALL US ON THE PHONE AS WELL.

FAST TRACK LIST OF ITEMS FOR LOAN SUBMISSION AND APPROVAL:

1) 2008 AND 2009 W2'S AND TAX RETURNS 

2) RECENT PAY STUBS

3) MORTGAGE STATEMENT TO BE PAID OFF

4) 2 MONTHS BANK STATEMENTS

5) HAZARD INSURANCE DECLARATION PAGE

FAX TO: 1-909-803-9840 (EFAX)

OR EMAIL PDF ITEMS TO:  JSANCHEZ@ALLIEDEQUITY.COM

ANY QUESTIONS, CALL ME AT 1-909-932-9226 (JOE SANCHEZ)

 KEEP IN MIND THESE ITEMS MAY ALSO BE REQUESTED:

A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.

  1. Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use whiteout.
  2. If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.)
  3. If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.
  4. To speed up the approval process, provide bank statements for the most recent three months, and recent statements for stock, mutual funds and IRA/401K accounts.
  5. If you are requesting a cash out refinance, provide a letter explaining how you will use the refinance proceeds.
  6. If applicable, provide a copy of your divorce decree and settlement agreement.
  7. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
  8. If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.
  9. If you are applying for a home equity line of credit or loan (second loan), also include your first mortgage note. (This should be with your closing loan documents.)

          YOU CAN EFAX THE ITEMS TO:  1-909-803-9840

         OR EMAIL PDF ITEMS TO:  JSANCHEZ@ALLIEDEQUITY.COM