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NEWS FLASH!!!!

May 1st, 2013

Mortgage Rates Improve Following Employment Data And FOMC

Mortgage rates kept falling today, further extending the run into the lowest rates of 2013, but not quite in all-time low territory yet. Much of today's improvement was a factor of the morning's employment data from ADP--seen as forward indicator of Friday's official Employment Situation Report. Bond markets, including the mortgage-backed-securities (MBS) that underpin mortgage rates, began improving at a solid pace well before rate sheets came out. The remaining economic data either "didn't hurt" or flat-out helped rates keep dropping ahead of the day's main event, The FOMC Announcement.

As it happens, the FOMC didn't change much from the previous statement. Bond markets backed down from their aggressive rally, raising the risk that lenders might hike rates in the afternoon, but trading levels stabilized and most lenders remain at morning levels or better. Today's move now brings 3.375% definitively into the fold as--at the very least--an equal partner to 3.5%. Lower rates make an increasing amount of sense as the costs associated with the lowest rates have benefited the most from recent movement

4/3/2013 - Mortgage Rates hit recent month's lows- time to lock?

Apr 3 2013, 3:32PM

Mortgage rates improved at their fastest pace in a week, bringing most lenders' rate sheet offerings to their best levels since the first few days of March. In a continued break from recent tradition, markets largely ignored the European trading overnight and instead took cues from domestic data. In this regard, a softer than expected read on employment marked the jumping off point for a healthy rally in bond markets. Bond markets include MBS, the mortgage backed securities that most directly influence mortgage rates, and when prices improve, consumer borrowing rates decline.

1/13/2013- - Already At All-Time Lows, Mortgage Rates Continue Lower At Unprecedented Pace! Please inquire how much you can save on your mortgage payment. HARP2.0, DU Refi plus loans, no equity required!

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	Once you are pre-qualified for a mortgage, you will know the price range that you can shop for. Feel free to search available properties on our MLS link and in the event you see a property that interests you, we can represent you as your Buyers Agent through our Real Estate division, Terra Linda Realty. By combining both efforts, you will save potentially thousands of dollars by utilizing our bulk professional services of qualifyingy ou for a mortgage loan and representing you as your Buyers Agent! To learn more about Terra Linda Realty, please visit their website www.TerraLindaRealty.com

A Note from Joe Sanchez, Owner / Principal Broker of Allied Equity:

Welcome to alliedequity.com, your source for Mortgage and Real Estate Finance information. We are a Internet-Based Mortgage lender, streamlined and utilize the current technology resources to generate and close mortgage loans. We can originate, FHA, VA, Conventional loans, Jumbo loans, Commercial loans, Private financing, Stock-securitized loans, and so much more. If you have an idea for a loan, call us and see if we can put together your next mortgage loan.

As a Mortgage originator, I promise the following:

Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
Established Credibility
I have many years of experience and knowledge working in this industry. I can say with confidence that I'll get the job done right. Having been through several economiic and business cycles as well.
Trustworthy and Transparent - Your financial goals are my utmost interest and I strive for offering great Customer Service with no gimmicks
Serving the State of California as a Mortgage originator since 1996 - Experience, Experience, Experience..!
Professionally Licensed - DRE license # 01201910, NMLS Company ID: 359090, NMLS Originator ID: 359382
For further information regarding me, please click on the ABOUT ME tab on top of my webpage, or click here: ABOUT ME

Buying or Refinancing your property can be the single most important transaction in your life, therefore it is important you work with someone who has the experience, professional expertise and integrity to make your next Mortgage or Real Estate transaction pleasurable and stress-free.

If you have further questions, please don't hesitate to call me directly at my office below:

Joe Sanchez at 909-932-9226 or send and email: EMAIL ME

ALLIED EQUITY

400 N. MOUNTAIN AVENUE, SUITE 223

UPLAND, CA 91786

OFFICE: 909-932-9226 , EFAX: 909-803-9840

EMAIL: Jsanchez@alliedequity.com

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