Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good change at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.
We've been helping customers afford the home of their dreams for 20 years + and we love what we do.
Company NMLS: 359090 / 359382
CA Dre Brokers License 01201910
400 N. MOUNTAIN AVENUE, SUITE 223
UPLAND, CA 91786
Phone: (909) 932-9226
E- Fax: (909) 803-9840
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